Michele Morales, autor en Dialerqueen

How do companies quantify reputational risk in valuation models?

15 Jun

From qualitative to quantitative: measuring reputational risk in finance

Reputational risk refers to the potential loss in value that a company may experience when stakeholders’ perceptions deteriorate due to real or perceived events. These events can include ethical failures, regulatory breaches, product defects, data privacy incidents, or environmental harm. Because reputation influences customer trust, pricing power, employee retention, and access to capital, it has become a material factor in corporate valuation.Modern valuation models increasingly attempt to quantify reputational risk rather than treating it as a purely qualitative concern. While reputation itself is intangible, its financial consequences are observable, measurable, and often persistent.Why Reputational Risk Must Be QuantifiedInvestors and executives…

Albania: CSR examples supporting sustainable tourism and cultural heritage protection

15 Jun

how CSR initiatives drive sustainable tourism and heritage conservation in Albania

Michele MoralesSocial Responsibility

Albania is a nation distinguished by abundant archaeological treasures, varied natural scenery and a swiftly expanding flow of visitors, where sustainable tourism and the safeguarding of cultural heritage remain essential for enduring economic progress, community well-being and the preservation of national identity. When aligned with public policy and supported by civil society, corporate social responsibility can speed up conservation efforts, refine visitor oversight and help ensure tourism-generated gains reach local communities.Why CSR matters for sustainable tourism and heritage protectionResource and capacity gaps: Many heritage sites and protected coastal areas lack public funding for conservation, visitor infrastructure and management systems. Private…

How are AI and protein folding tools accelerating drug discovery?

15 Jun

understanding protein structures with AI to improve drug efficacy

Michele MoralesScience and Technology

Drug discovery has traditionally been a slow, expensive, and high-risk process, often taking more than a decade and billions of dollars to bring a single therapy to market. Recent advances in artificial intelligence and protein folding tools are reshaping this landscape by dramatically improving how scientists understand biological targets, design drug candidates, and predict outcomes. Together, these technologies are compressing timelines, lowering costs, and opening therapeutic opportunities that were previously out of reach.The Central Role of Protein Structure in Drug DiscoveryMost drugs work by binding to proteins and altering their activity. To design effective molecules, researchers need to understand a…

Côte d’Ivoire: cocoa CSR with traceability and better incomes for growers

15 Jun

From LID to traceability: modernizing the Ivorian cocoa supply chain

Michele MoralesSocial Responsibility

Ivory Coast accounts for roughly 40% of global cocoa supply, producing around 2 million metric tons in recent seasons. Cocoa is central to the country’s export earnings and to the livelihoods of millions of smallholder families. At the same time, the sector faces structural challenges: low farmer incomes, persistent child labor, aging trees and low productivity, deforestation, and fragmented supply chains. Corporate social responsibility (CSR) efforts combined with modern traceability systems are increasingly positioned as the levers that can align industry profit with social and environmental outcomes.The CSR environment: regulations, corporate pledges, and key hurdlesCorporate social responsibility efforts in Ivory…

15 Jun

From LID to traceability: modernizing the Ivorian cocoa supply chain

Michele MoralesSocial Responsibility

Ivory Coast accounts for roughly 40% of global cocoa supply, producing around 2 million metric tons in recent seasons. Cocoa is central to the country’s export earnings and to the livelihoods of millions of smallholder families. At the same time, the sector faces structural challenges: low farmer incomes, persistent child labor, aging trees and low productivity, deforestation, and fragmented supply chains. Corporate social responsibility (CSR) efforts combined with modern traceability systems are increasingly positioned as the levers that can align industry profit with social and environmental outcomes.The CSR environment: regulations, corporate pledges, and key hurdlesCorporate social responsibility efforts in Ivory…